Liability / Marine / Industrial Insurance

The Reality Check….

Risk Management (through Right Insurance) determines SME’s ability to continue business in untoward event

MSMEs are over-exposed and under-covered making them vulnerable to Theft, Disaster, In-Transit Damage, Data Breach Liability, Act of God, Loss of Income due to reasons beyond their control etc.

Lack of Access to Guidance and Right Insurance Products

The Need

Misconception of Insurance as Motor, Health or Life Insurance amongst MSMEs

Need to proper Risk management to make MSMEs more resilient against challenges, requiring Personalized Consulting.

Packaged Insurance Products as per the Business Vertical at reasonable Premium

The Product Range

Coverage against Natural or Market Shocks, be it natural calamities, supply chain disruptions, unfavorable market movements

Key Insurance products, handpicked and packaged for MSMEs

Employee Benefits

Group Health, Group Personal Accident, Group Term Life, Workmen Compensation, Gratuity

Liability

D&O, Professional Indemnity, CGL, Cyber Risk, Trade Credit

Promoter/Directors

Family Health Insurance, Keyman Policy, Term Life

Property

Fire & Burglary, MBD/EEI, Motor Fleet, Office Package

Marine

Marine Cargo Inland, Marine Cargo Import/Export

Services Offered

Claim Processing Services (Non-United SME Policies)

  • Intimation of Claim
  • Guiding and collecting the required documentation for submission
  • Submitting and following up with the respective Insurer or TPA
  • Coordinating with the Surveyor and Insurer if required

Other Services to our policy holders

  • Timely Reminders to ensure policy is in continuity always
  • To service the interim requirements of addition deletion as per the requirements
  • Claim Intimation, follow-up and timely settlements
  • Regularly reviewing the insurance need as per changing scenarios

Portfolio Assistance Services

  • To understand the existing coverage, if any
  • To analyze and suggest adequate right cover
  • To suggest best plan for the coverage
  • To offer competitive quotes
  • Maintain Policy record and copies